Market View
Why African private credit, and why now
Coming soon
US$1–8m
Ticket per deal
Private Credit Fund
Private credit,
Private credit,
built for Africa's
real economy.
We close Africa's SME financing gap at scale, delivering resilient, risk-adjusted returns and measurable impact through the most disciplined, data-driven underwriting on the continent.
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The Firm
Built for the businesses that banks overlook.
AfriCentive Capital Partners provides senior secured private credit to established, cash-generative SMEs and mid-market companies across Sub-Saharan Africa, originated from a deep Ghana and West Africa network.
US$50–100mTarget fund size · US$15–30m first close
2–5 yrs
Typical tenor
Sub-Saharan
Africa focus
IFC-aligned
E&S standards
What We Do
Our strategies
Structured, secured lending across the capital needs that growing African companies cannot meet through local banks alone.
01
Senior Secured Credit
First-ranking, cash-flow-based term loans to established businesses, with enforceable security and disciplined covenants.
02
Working Capital
Shorter-tenor facilities that unlock trade, inventory, and receivables, returning working capital to productive use.
03
Growth Capital
Structured debt that funds expansion and capacity without forcing owners to dilute the equity they have built.
04
Structured & Asset-Backed
Collateralised and receivables-backed structures that match risk to a dependable, ring-fenced source of repayment.
Our Approach
Discipline, data, and impact.
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Disciplined underwriting
Repayment-first credit: a minimum debt-service coverage floor, real security, concentration limits, and an independent Investment Committee. No single person approves a deal alone.
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Technology-led
A proprietary credit dataset that compounds, early-warning portfolio analytics, and modern, transparent reporting. Technology is a core capability, not a back office.
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Measurable impact
Capital that grows businesses, creates jobs, and deepens African financial markets, managed to IFC Performance Standards and reported to development-finance standards.
Leadership
Led by operators, not tourists.
A founder-led team with deep roots in African markets, building the credit, technology, and governance functions to an institutional standard from the first close.
KO
Kofi Owusu-Acheaw
Founder & Managing PartnerFounder of Semper, Koach & O., a pan-African advisory firm in Accra. Leads strategy, origination, and investor and development-finance relationships, and chairs the Investment Committee.
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Head of Credit
Appointment in progress
Owns the Credit Policy; leads origination, underwriting, and independent credit review.
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Head of Technology & Data
Appointment in progress
Owns the technology stack, the proprietary credit dataset, analytics, and cybersecurity.
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Chief Compliance Officer
Appointment in progress
Regulatory compliance, licence conditions, and anti-money-laundering controls.
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Environmental & Social Officer
Appointment in progress
Owns the ESMS: screening, categorisation, monitoring, and impact reporting.
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Finance & Operations
Appointment in progress
Fund finance and operations, administrator liaison, and internal controls.
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Independent IC Member
Appointment in progress
Independent challenge on every credit and related-party decision.
Responsibility
Capital with a mandate.
Every facility is screened against an environmental and social exclusion list and categorised for risk. We lend only to businesses that manage their impact responsibly, and we use our position as a lender to raise the standard over the life of each loan.
- IFC Performance Standards frame our environmental and social management system.
- Exclusion list applied at the stricter of our and our partners' standards.
- Impact KPIs (jobs supported, SMEs financed, financial deepening) measured and reported.
- Independent governance with a genuine outside voice on every credit decision.
- Qualified and institutional investors only; a clear separation from our advisory sponsor.
Insights
Perspectives
Our view on African private credit, the information gap, and building a manager institutions can trust.
Strategy
The information gap is the opportunity
Coming soon
Firm
Building a DFI-ready manager from day one
Coming soon